Personal loans

That allows you to achieve your financial objectives in the short and medium term that can help you not only finance a life project, but also cover daily payments.

 

In addition, we have Life Insurance and Medical Assistance

Personal loans from $750 to $15,000 dollars

APPLY FOR YOUR LOAN 

Apoyo Financiero offers you the opportunity to develop your plans with a personal loan. Take that trip you always dreamed of, pay for your children’s studies, invest in tools or home improvements, send money to your country of origin or simply enjoy it with your family.

  • Interest rate: Fixed
  • Loan amount does not include $75 administrative fee/fees.
  • APR rate may change depending on the first payment date selected, term and loan amount.

 

Representative Example: An applicant in California**, who meets income and other credit history requirements could receive a personal loan for $2,400.00 with a term of 36 months*, an origination fee of $90.00 and an APR of 35.93%. In this example, a consumer would receive a $2,400.00 loan and would make 36 monthly payments of $109.84 each. Total repayment would be $3,954.24 over the 36 month life of the loan, including all interest and applicable fees. 

*The loan term range for a loan in California is from 6 months through a maximum of 60 months based on the loan amount. 

Requirements:

Details:

-Credit amount: From $750 to $15,000 dollars. -Credit term: From 4 to a maximum of 60 months. -Frequency of payment: every fourteen days, every two weeks, monthly. -Destination of the credit: Free -Geographic coverage: California -Means of Disbursement: Check or transfer to a debit card.

What benefits does it offer me?

Pay in the installments you choose depending on the amount of your loan, fourteen-monthly, biweekly or monthly. -No need to pledge. -You do not receive penalties for early payments. -You can renew your loan by increasing the amount of your current loan. -Participate in our loyalty programs where we reward you for your compliance.

Personal loans from $750 to $10,000 dollars

  • Interest rate: Fixed.
  • Loan amount does not include administrative fee/fees.
  • APR rate may change depending on first payment date selected, term and loan amount.

 

Representative Example: An applicant in Texas, who meets income and other credit requirements could receive a personal loan for $8,000.00 for a term of 36 months with an origination fee of $100.00 and an APR of 29.21%. In this example, a consumer would receive $8,000.00 deposited into his or her account and will make 36 monthly payments of $336.26 each. Total repayment would be $12,105.36 over the 36 month life of the loan, including all interest and applicable fees. The actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between the customer and Apoyo Financiero, Inc. Maximum Loan Repayment Term: 60 Months, Minimum Loan Repayment Term: 6 Months, Origination Fee: $100.00

Requisitos:

Details:

-Credit amount: From $750 to $10,000 dollars. -Credit term: From 4 to a maximum of 60 months. -Frequency of payment: every fourteen days, every two weeks, monthly. -Credit destination: Free -Geographic coverage: Texas -Means of Disbursement: Transfer to a debit card.

What benefits does it offer me?

Pay in the installments you choose depending on the amount of your loan, fourteen-monthly, biweekly or monthly. -No need to pledge. -You do not receive penalties for early payments. -You can renew your loan by increasing the amount of your current loan. -Participate in our loyalty programs where we reward you for your compliance.

Frequent questions

If you are a resident of California, you can apply in any of our branches with current personal identifying documentation (Official ID, Consular Registration Card or Passport), proof of income (check from your company) and proof of address.

If you reside outside of California, you can start your application from our Apoyo Financiero, Inc. web page https://bit.ly/Apoyo-neworganico 

We recommend you to have the above mentioned documents at hand.

One of our branch executives will be able to advise you, or you can call us at 800-891-2778.

Of course, we recommend you speak to one of our branch executives for advice, or we can also provide you with information at 800-891-2778.

Yes, it can be a family member. Also, they can add their income together to make it easier to get your loan.

Fourteen-monthly, bi-weekly or monthly payment terms depending on the amount of your loan.

-No need to pledge

-No penalties for prepayments.

-You can renew a loan even if you have another loan (increase the amount of your loan).

Yes, we do charge an administrative fee, but this fee is not deducted from the amount you requested, since it is already considered in the payments you are going to make.

We will give you an answer within 2 business days. In most cases, the loan is delivered to you two days after you have submitted all the documentation and the corresponding verifications have been completed.

With a check made out to you or a deposit to your debit card.

You can make your payments from our Apoyo Financiero Mobile App (link to the Mobile App section) or if you prefer to make your payments in cash, you can make them through the PayNearMe network at any Walmart, 7-Eleven, Family Dollar or CVS store. 

For more details, visit our payment options page 

You should go to your nearest branch and ask an executive to update your information. You can also call Customer Service at 800-891-2778.

Yes, you have several options:

– Making principal payments.

– Paying off your loan early.

As in all the credits or loans that you contract, late payments generate late interest ($14 dollars). We recommend you to be aware of your payment days, pay your principal and make early payments whenever possible. Remember that a healthy credit history is the open door to another loan with us and other lending institutions.

Sure, as many times as you need, you just need to be current on your payments. 

Where can I contact you for general assistance or to file a complaint?

You can call 800-891-2778, send an email to contactus@apoyofin.com or fill out the attached form (this form must be added in the CONTACT US section).

Apoyo Financiero, Inc. is committed to ensuring digital accessibility for people with disabilities. We welcome your feedback on the accessibility of Apoyo Financiero, Inc. webpages. If you have any questions, please contact us by email at: accessibility@apoyofin.com

In accordance with federal laws and U.S. Department of the Treasury policy, this organization is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, write to: U.S. Department of the Treasury, Director, Office of Civil Rights and Equal Employment Opportunity 1500 Pennsylvania Avenue, N.W., Washington, DC 20220; or send an email to: crcomplaints@treasury.gov

Skip to content